{"id":95,"date":"2026-10-11T10:00:00","date_gmt":"2026-10-11T10:00:00","guid":{"rendered":"https:\/\/www.homessoldbyfrank.com\/blog\/?p=95"},"modified":"2026-10-11T10:00:00","modified_gmt":"2026-10-11T10:00:00","slug":"have-payments-on-newly-purchased-homes-in-the-u-s-dropped","status":"publish","type":"post","link":"https:\/\/www.homessoldbyfrank.com\/blog\/2026\/10\/11\/have-payments-on-newly-purchased-homes-in-the-u-s-dropped\/","title":{"rendered":"Have payments on newly purchased homes in the U.S. dropped?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Curious about recent shifts in home affordability? The national median mortgage payment for new homebuyers has dipped to $2,175\u2014though that\u2019s still 2.2% higher than it was last year. With mortgage rates averaging 6.66%, affordability varies widely across the country. Idaho and Nevada top the list as the least affordable states, while Louisiana and North Dakota offer more budget-friendly options. As someone who specializes in helping first-time buyers and guiding clients through every step of the process here in New Jersey, I know how crucial it is to understand what these national trends mean for your own journey. Downpayment assistance programs, for example, can make a real difference\u2014sometimes from $10,000 up to $37,000 toward your downpayment and closing costs. Staying informed is key to making the best move in today\u2019s market.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.deseret.com\/u-s-world\/2026\/08\/31\/typical-monthly-mortgage-payment-applied-for-by-new-homebuyers-down-in-july-helping-affordability\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Curious about recent shifts in home affordability? The national median mortgage payment for new homebuyers has dipped to $2,175\u2014though that\u2019s still 2.2% higher than it was last year. With mortgage rates averaging 6.66%, affordability varies widely across the country. Idaho and Nevada top the list as the least affordable states, while Louisiana and North Dakota [&hellip;]<\/p>\n","protected":false},"author":163,"featured_media":96,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-95","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts\/95","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/users\/163"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/comments?post=95"}],"version-history":[{"count":1,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts\/95\/revisions"}],"predecessor-version":[{"id":98,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts\/95\/revisions\/98"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/media\/96"}],"wp:attachment":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/media?parent=95"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/categories?post=95"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/tags?post=95"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}