{"id":17,"date":"2026-09-11T11:00:00","date_gmt":"2026-09-11T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/homessoldbyfrank-com\/2026\/09\/11\/mba-says-july-mortgage-payments-dipped-affordability-improved\/"},"modified":"2026-09-11T11:00:00","modified_gmt":"2026-09-11T11:00:00","slug":"mba-says-july-mortgage-payments-dipped-affordability-improved","status":"publish","type":"post","link":"https:\/\/www.homessoldbyfrank.com\/blog\/2026\/09\/11\/mba-says-july-mortgage-payments-dipped-affordability-improved\/","title":{"rendered":"MBA says July mortgage payments dipped, affordability improved"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>For those keeping a close eye on home affordability, you\u2019ll be glad to hear that July brought a bit of relief\u2014median mortgage payments dipped to $2,175, thanks in part to wage growth outpacing the rise in payments. Of course, affordability doesn\u2019t look the same for everyone; it shifts depending on your state, loan type, and even among different communities. As someone who works with first-time buyers and specialized situations like foreclosure or divorce settlements here in New Jersey, I know how quickly these numbers can influence your journey to homeownership. The future of affordability will come down to how rates, prices, and inventory evolve\u2014but for now, every bit of improvement matters, especially when you\u2019re weighing your options for down payment assistance or looking to maximize your equity. Let\u2019s keep an eye on these trends together so you\u2019re always one step ahead.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.housingwire.com\/articles\/mba-papi-july-payments-dip\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For those keeping a close eye on home affordability, you\u2019ll be glad to hear that July brought a bit of relief\u2014median mortgage payments dipped to $2,175, thanks in part to wage growth outpacing the rise in payments. Of course, affordability doesn\u2019t look the same for everyone; it shifts depending on your state, loan type, and [&hellip;]<\/p>\n","protected":false},"author":163,"featured_media":45,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/users\/163"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":0,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/posts\/17\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/media\/45"}],"wp:attachment":[{"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/media?parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/categories?post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homessoldbyfrank.com\/blog\/wp-json\/wp\/v2\/tags?post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}